AutoWiz Telematics Platform for Insurance

AutoWiz Platform has been developed from grounds up to support Telematics use cases, including real time querying, event handling and analytics on large historical data. Telematics powered Usage Based Insurance (UBI) offers several benefits for early adopting Vehicle Insurers.

Self-select attractive customer segments

Attract safety conscious customers

Risk based pricing

Supports UBI Business Models - PAYD, PHYD & MHYD

Automatic Crash Detection and Car Damage Assessment

Solutions to aid Claims Intimation and Processing

Analytics Dashboards for Insurers

Customizable dashboards and reports to analyse driving persona

Multiple Device Options

From OBD-GPS devices to pure Smartphone based solutions

AutoWiz Driver Scoring Model

Driving score to enhance driver's safety performance

Insurance Telematics Platform features

Model Usage Based Insurance

For an Insurance company, AutoWiz Platform enables you to easily support various UBI models including Pay-as-you drive (PAYD), Pay-how-you-drive (PHYD) and Manage how you Drive (MHYD).

Platform enables analyzing telematics data based on variety of modeling parameters including:

  • Total driving distance
  • Total driving time
  • Safe Driving Profile
  • Day vs Night driving
  • City vs Highway driving
  • Rash driving instances
  • Fatigue driving
  • Route Familiarity
  • Journey Length

AutoWiz gps car tracker Application with driving behavior alerts screen

AutoWiz Safe Driving Score

AutoWiz Driver Scoring Model

AutoWiz Driver Safety Score captures Driver's performance on safety. Score is comparable across trips for a driver to monitor change in driving behavior. It is also comparable across drivers to rank driver performance.

Score take into account real telematics big data. As opposed to dealing with only summarized statistics, AutoWiz classifies each time instance of driving, by taking into account how driving behavior impacts key telekinetic metrics such as speeding, hard acceleration, sudden braking and fast cornering. Also, the score takes into account Driving Context such as highway vs city like driving conditions.

Multiple Device Options

AutoWiz offers multiple Telematics Device Options for your UBI Program to suit your Target Segment, Product Strategy and Budget

We now offer options at various price points that meet Insurer's data gathering, customer privacy and cost objectives. The solutions now go all the way from OBD-GPS connected devices (autonomously connected using cellular connections) to low cost sensor enabled BLE beacons that can be placed non-intrusively in the vehicle but rely on Driver’s phone to push data to cloud.


AutoBeacon App for Insurers

AutoBeacon App for Insurers

Specially designed for UBI, our AutoBeacon App leverages Smartphone sensors and GPS to monitor and rate driving behavior. App comes in two configurations - (a) Pure smartphone based App (b) App that works with a very low cost BLE beacon in car to improve data fidelity

Autobeacon App connects with the low cost BLE beacon device in car to capture the driving behavior and uses smartphone GPS. Beacon helps in accurate driving behavior and ensuring only valid driving data is collected.
Alternatively, AutoBeacon App also has a pure phone configuration (without any Beacon device in car). In this configuration, App uses smartphone sensors (accelerometer, gyroscope) and GPS for monitoring driving behavior. App collects data when the phone detects vehicular motion and uses our proprietary techniques to automatically adjust for change in phone's orientation during driving.

Analytics Dashboard for Insurers

Analytics Dashboards for Insurers

AutoWiz cloud based customizable dashboards and analytical reports for Insurers enable underwriting and information management teams to easily visualize aggregated data to decipher trends and segment customers based on their risk profile.

In addition to performing aggregate analytics, dashboard allows one to drill down to individual customer level data to see and understand driving persona.

Automatic Crash Detection

AutoWiz offers automatic detection of accident and direction of impact. Solution uses built-in accelerometer, gyroscope in telematics devices and Platform based analytics to detect accident, its severity and direction of impact.

Accident information is sent in real time to Insurer which can be used for providing emergency assistance service and enabling mobile based FNOL. Detailed Accident scene reconstruction report for Insurer to understand events that occurred before, during and after accident

Automatic Car Crash detection

AI based Car Damage Assessment Solution

Automatic car damage assessment solution automatically identifies the location and severity of a damage to a car based on its photos. Helps Auto Insurers in reducing cost related to manual inspection of damaged cars, quicker verification and settlement of claims. Solution uses machine vision and deep learning techniques to automate the task of visual inspection and classification of a damage.

Based on a short video or series of photos of the car captured via smartphone cameras, our Automatic Car Damage Assessment solution classifies the location, type and severity of damage to a car in few seconds. In combination, these help in automatic validation of claim amount with respect to the damage and identify cases that require further investigation or manual inspection.

AI based Car Damage Classification